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04:05

The "I" in PITI: How to Save on Homeowners Insurance | 52-Week Webinar (Week 8)

The Texas insurance market is finally shifting! In this supplement to Week 8 of our 52-Week Homebuyer Webinar Series, I sit down with Patrick from Goosehead Insurance to discuss why homeowners insurance rates are starting to drop as carriers return to the Lone Star State. If you feel like you're paying too much for your mortgage, this video is for you. What We Discuss in This Episode: Market Softening: Why more competition among insurance carriers means better pricing and more options for Texas homeowners. New Construction Savings: We break down the average insurance costs for new homes in Meridiana (Brazoria County), Fort Bend, or Harris county. For homes in the $400k–$500k range, expect rates between $1,800 and $2,200 per year, even in a coastal county. The 2-Year Rule: Why you should shop your insurance rate every 2–3 years to ensure you aren't overpaying. Mortgage Payment Relief: How lowering your insurance premium can directly reduce your monthly PITI payment and fix escrow shortages. Action Step for Homeowners: Are you paying too much? Don't wait for your renewal to find out. Patrick can run a quick quote to see if there’s a better option for you. 👉 Call or Text Patrick (Goosehead Insurance) at [Insert Phone Number Here] for a free quote today! About the Series: This is part of our journey from preparation to homeownership. Last week we covered mortgage approval; this week we are mastering the "Real Estate Math" to protect your wallet after closing.

38:13

Understanding Mortgage Payments & Hidden Costs | 52-Week Homebuyer Webinar (Week 8)

Welcome to Week 8 of our 52-Week Homebuyer Webinar Series! After getting your initial approval, the most critical next step is understanding your full monthly payment to avoid being blindsided by financial surprises after closing. Many buyers focus only on the price, but smart buyers focus on the numbers behind the payment. In this session, we break down:Earnest Money (Good Faith Deposit): What it is, why it's typically 1% in Texas, and exactly how to protect these funds through financing, appraisal, and inspection contingencies. Demystifying PITI: Why your lender qualifies you based on your TOTAL payment—Principal, Interest, Taxes, and Insurance—and not just the base mortgage. The Property Tax Impact: See how two homes with the same price can have vastly different monthly payments (e.g., a $300k home can range from ~$575 to ~$900/month in taxes alone). New Construction Warning: Why year one payments are based on "land only" value, and how to budget for the inevitable year two increase when the county re-evaluates the "improved" home value. Smart Buyer Strategies: Essential "Dos and Don'ts" to protect your loan approval—from not changing jobs to keeping accounts current. Key Takeaways: Shop by payment, not just price. Always ask for the tax rate before touring a home. Budget for year-2 escrow adjustments, especially for new builds. This video is part of a 52-Week series, designed to take you from preparation to homeownership. Last week we covered getting approved; next week we shift into finding the right home and writing competitive offers.

39:56

Week 4- Stop "Hoping" for a Better Credit Scores—Start Demanding It (Houston Real Estate Guide)

Stop hoping for a better credit scores and start demanding one with this Houston Real Estate Guide. I’m sharing the exact action plan to help you qualify for a home in the Houston suburbs. Are you tired of credit bureaus sending you a "verified" response without actual proof? In week 4 of my 52-week series, we break down the Credit Mastery Action Plan so you can stop the guesswork and start seeing results. Whether you are looking to buy a home in Iowa Colony, Angleton, Rosharon, Manvel, Hockley,Katy, Cypress, Sugar Land, or any of the Houston Suburbs, understanding how to improve credit is the first step to a successful mortgage. What you will learn in this video: The Phone Cleanup Script: Why "administrative cleanup" of old addresses and misspelled names is your first line of defense. The Power of Certified Mail: How to use the Fair Credit Reporting Act (FCRA) 30-day investigation window to your advantage. Anatomy of a Winning Dispute Letter: Why paper beats digital and exactly what "Identity Packet" items you must include to avoid "stall letters". The 30-Day Battle Plan: A step-by-step timeline for disputing personal info, inquiries, and negative accounts. Method of Verification (MOV): What to do when the bureau says "Verified" but fails to provide proper legal proof. Don't let a low score hold you back from the Houston Suburb housing market. If you're ready to move to the suburbs, let's build a strategy that works. 👇 Book your Free Consultation here: www.beyondthehomerealty.com #BetterCreditScore #HoustonRealEstate #HoustonSuburbs #CreditMastery #HomeBuyingTips #TexasRealtor #CreditRepairStrategy #HoustonHousing

24:34

How to Get Pre-Approved for a Home: Income, Documents, and Lender Rules | Week 2

Are you ready to stop guessing and start getting "Evidence Ready" for your home purchase? In Week 2 of our 52-Week Homeownership Series, we are opening the "Document Vault" to show you exactly what a mortgage lender needs to see to say YES to your application. This session moves you from the concept of being ready to the reality of being pre-approved. We dive deep into the "Ability Check," covering work history stability, self-employment income, and why your 401k might be your "secret weapon" for a down payment. In this Week 2 Session, we cover: ✅ The Ability Check: Why lenders look for a 2-year history of work and financial stability. ✅ The Document Vault: A checklist of paystubs, W-2s, and bank statements you need to gather. ✅ The "Do Not" List: Critical mistakes to avoid, like applying for new credit or changing your pay structure during the process. ✅ Seasoned Funds: Why your down payment money needs to sit in your account for at least 60 days. ✅ The "Must Do" List: Essential habits to keep your mortgage readiness on track. 🕒 VIDEO TIMESTAMPS: :28- Week 1 Recap 1:12- What we will learn over the 52 weeks 1:40- What we will cover today 2:26- Deep Dive Into Income/ “The Ability” Check (child support used as income- what are the requirements?) 4:17- 401k secret weapon 5:02- The Document Vault (what documents do lenders need to see to qualify me for a mortgage loan?) W-2 employees and 1099 recipients 6:42- Bank statement rules 7:55 The Mortgage Readiness “DO NOT” list 9:38- Things to Remember- Monetary gifts from family/ seasoned funds to close/ Bank Statement Rules 11:33 FAQS 15:02- Stay In Touch with Monday Chat 15:26- Week 3 Intro/ Homework 📲 LET’S CONNECT Ready to build your personal readiness roadmap? I help buyers and sellers across the Houston Suburbs and Brazoria County buy with clarity and sell with strategy. Daphne Brown-Woodard | Broker/Owner | Beyond The Home Realty REALTOR®, ABR®, e-PRO®, RENE 📍 Serving: Rosharon, Pearland, Manvel, Iowa Colony, Missouri City, Friendswood, and more! 📱 Call/Text: 281-808-0471 📧 Email: daphne@beyondthehomerealty.com 🌐 Website: www.beyondthehomerealty.com Follow for Weekly Real Estate Tips: 📸 Instagram: @dbrownthetxrealtor 🔔 JOIN THE JOURNEY Don’t miss a single week of this 52-week roadmap. ✅ Like this video ✅ Subscribe for new content every week ✅ Comment your questions below! RESOURCES: Consumer Protection Notice Information About Brokerage Services #HomeBuyerWednesday #MortgagePreApproval #HoustonRealEstate #HomeBuyingProcess #DaphneBrown #BrazoriaCounty #FirstTimeHomeBuyer #FinancialReadiness #RealEstateTips #52WeeksToHomeownership

09:08

Buy A Home In Angleton TX 77515 | Champlain Floorplan Tour | Bayou Bend Community

Welcome to Bayou Bend — one of Angleton’s most desirable new home communities in Brazoria County! 🏡 In today’s video, I’m taking you inside the Champlain floorplan, a stunning new construction home built by Century Communities right here in Angleton, TX 77515. This spacious single-story home features: • Open-concept living with high ceilings and natural light ✨ • A chef-inspired kitchen with modern finishes and large island 🍽️ • A private owner’s suite and luxury bath 🛁 • Energy-efficient design and smart-home technology ⚡ You’ll also get a look at the beautiful Bayou Bend community, where peaceful surroundings meet modern living. Located just off Highway 288, this neighborhood offers small-town charm with quick access to Pearland, Lake Jackson, and the Houston Medical Center. 💬 Thinking About Buying A Home In Angleton? Whether you’re a first-time buyer, move-up buyer, or looking for a brand-new construction home, I can help you make Angleton your new address! 📲 Contact Me: Daphne Brown | Broker/Owner Beyond The Home Realty REALTOR®, ABR®, e-PRO®, RENE Office 281-369-0909 | Cell 281-808-0471 📧 daphne@beyondthehomerealty.com 🌐 www.beyondthehomerealty.com

07:12

Angleton TX| Homes For Sale

🏡 Angleton TX | Homes For Sale | Sutherland Floor Plan by Century Communities Looking for a move-in ready home in Angleton, Texas? Step inside the Sutherland floor plan by Century Communities, where modern design meets everyday comfort! This stunning home features 4 spacious bedrooms, 2 bathrooms, an open-concept living area, and high-quality finishes throughout — perfect for families or anyone ready to settle into the heart of Angleton TX real estate. From the gourmet kitchen to the private primary suite, every detail of this home is built for style, comfort, and convenience. Located in a growing community just minutes from schools, shopping, and major highways, this move-in ready home won’t stay on the market long. ✨ Highlights: Move-in ready 3-bedroom home Modern kitchen with island and stainless steel appliances Spacious open-concept layout Energy-efficient features Built by Century Communities — one of the nation’s top homebuilders Conveniently located in Angleton, TX Whether you’re a first-time homebuyer, relocating to Angleton, or searching for a new construction home in Brazoria County, this is your chance to own a beautiful home that’s ready now. 📍 Location: Angleton, Texas 🏠 Builder: Century Communities 🛏️ Plan: Sutherland Floor Plan 👇 Contact Daphne Brown Experience. Excellence. Expertise. Daphne Brown | Broker/Owner Beyond The Home Realty 📲 Office: 281-369-0909 📲 Cell: 281-808-0471 📧 daphne@beyondthehomerealty.com ➡️ Ready to tour this home or see similar listings in Angleton? Call or text today to schedule your private showing! 🔔 Don’t forget to LIKE, SUBSCRIBE, and TURN ON notifications for more home tours, community highlights, and real estate tips across the Houston and Brazoria County areas. #AngletonTX #HomesForSale #CenturyCommunities #MoveInReadyHome #AngletonRealEstate #TexasHomes #BrazoriaCountyHomes #NewConstructionHomes #DaphneBrownRealtor #BeyondTheHomeRealty

02:23

Things to Do In Angleton

09:57

Easter Eggs and Easter Bunny Fun near Houston Texas

Easter Eggs and Easter Bunny fun was had by all near Houston, Texas! This video showcases our recent Easter egg hunt event in Riverwood Ranch, Angleton, TX. Kids enjoyed collecting Easter eggs and meeting the Easter Bunny. We also had free snocones and a delicious BBQ with brisket, chicken, hamburgers, and hot dogs. Community spirit was high as we danced to tunes like "Boots on the Ground" and learned line dances. Experience the joy of Easter events near Houston and community gatherings in Angleton, Texas! Are you interested in making the Riverwood Ranch lifestyle your own? As a local real estate expert, I assist buyers, sellers, and investors in this wonderful community and the surrounding Houston area. Contact me to explore your real estate options! 📲 S U B S C R I B E- SUBSCRIBE- SUBSCRIBE to this channel here if you want to learn about real estate, home ownership, or living in Angleton, Texas or any of the Texas suburbs. ***New Video Every Week*** ✅ Resale Homes ✅ New Construction Homes ✅ Investment Properties ✅ Residential ✅ Land ✅ Commercial ✅ Farm and Ranch Need Help with purchasing or selling a home or land? Reach out to our Agency, we can assist you with all your real estate needs. Schedule a consultation with us here: https://www.calendly.com/daphne-bks 🛑 CHECK OUT OUR WEBSITE HERE: https://www.beyondthehomerealty.com/ Email: admin@beyondthehomerealty.com // F O L L O W Website | https://beyondthehomerealty.com/ Instagram | https://www.instagram.com/beyondthehomerealty https://www.instagram.com/dbrownthetxrealtor https://www.instagram.com/ajthetxrealtor Facebook | www.facebook.com/dbrownthetxrealtor www.facebook.com/ajthetxrealtor www.facebook.com/beyondthehomerealty 👉 Contact us or send packages/ mail at: Beyond The Home Realty, LLC PO Box 220 Rosharon TX 77583 Office: 📲 281-369-0909 Call/text us if you are looking to buy / sell a home in the Houston/ Fort Bend/ Brazoria area! 281.808.0471 or 281.777.7977 for calls and texts. Information About Brokerage Services: https://members.har.com/mhf/terms/dispBrokerInfo.cfm?sitetype=bkr&cid=992236 Consumer Protection Notice: https://content.harstatic.com/pdf/TREC_CPN.pdf DISCLAIMER: All content provided on www.beyondthehomerealty.com and All About Angleton 's YouTube channel/social media platforms is for informational/entertainment purposes only. The owners of Beyond The Home Realty make no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Information provided is subject to change, please consult Andra Johnson & Daphne Brown, also known as, The HomeGirls, directly or another licensed real estate agent to receive the best expertise for your specific situation. The owners of All About Angleton and Beyond The Home Realty will not be liable for any errors or omissions in this information nor for the availability of this information. The owners will not be liable for any losses, injuries, or damages from the display or use of this information.